Get An Unsecured Credit Card, Even If You Have No Credit

Household Credit Services (HCS) is one of the top 10 issuers of MasterCards in the United States.  Under their Household Bank and Orchard Bank brands, they offer credit cards to consumers who otherwise would have trouble qualifying for a credit card.  They have a reputation for good customer service and modest fees.  Additionally, they focus on credit education to enable their customers to rebuild their credit record.  Orchard Bank approves almost all applicants for a credit card, yet often the card is unsecured (meaning it requires no deposit.)  If your credit isn't so good, this is a good way to establish or re-establish the credit you deserve.  They offer an online "MasterCard Selector" that allows you to apply online, so you can almost immediately gain a recommendation for the credit card that best fits your needs... a "custom fit" solution!

	Get An Unsecured Credit Card, Even If You Have No Credit   Time to complete:   5 minutes Money you'll spend:   Setup fees are over $100, and there's also about a $5 monthly fee. What you'll get:   Financial power, convenience and flexibility that a credit card provides. Step-by-step instructions:  Click here:  Orchard Bank MasterCard Continue with the online instructions. Sponsored Links Further Reading: High-risk borrowers face sky-high rates, but cards can be used to create good credit, an article at BankRate.com. 10 questions to ask before getting a secured credit card, another BankRate.com article. Personal Finance Magazines, 90-day risk-free trials available Credit Card & Debt Management: A Step-By-Step How-To Guide For Organizing Debt & Saving Money On Interest Payments, a top-rated book about credit card debt at Amazon.com.

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	2. Use cards wisely
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