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  New Articles:  
Get Inexpensive Long Distance (Update, 1/19/07):  Get long distance for usually less than 3¢/minute.

Inexpensive Cell Phone Calling (New, 1/17/07):  How to get a good cell phone and plan at minimal expense.

Cut Your Electricity Bill (Update, 1/15/07):  Many ideas to help you save power using appliances.

Get A Physical Every 3-5 Years

The American Medical Association recommends that people under 65 and in good health should have a checkup every 5 years.  If you're in good health and you've been getting annual physicals, you've probably been spending too much money.  By skipping unnecessary examinations, you can save $200 to $500 per year.  But if you haven't had a physical in over 5 years, get one now.  Your doctor might be able to notice and fix a problem that you weren't aware of, and that might help you perform better and be happier.

If you develop a condition that you think needs medical attention, try calling the doctor for advice first.  A study at the University of Dartmouth found that phoning the doctor can save patients an average of $828 per year.

Caution:  I should point out that skipping physicals may incur some medical risk, because sometimes doctors notice a medical problem that you didn't know was there.  Here's how to get advice from the Mayo Clinic on the subject of which medical examinations you should get:

     
 
 
Get A Physical Every 3-5 Years
 
Time to complete:  None, you save about 1 hour per physical examination
Money you'll spend:  Doctor's Fees
What you'll get:  Up to $828 per year in savings, by avoiding unnecessary physicals.

Step-by-step instructions: 

  1. Click to:  Examinations Guide Page from the National Institute of Health.  A new window will open with this page.

  2. Continue to read the page for advice on which examinations to get (you'll notice that the page shows the year in which you should start getting the examination.)


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More pages in this section:
      1. Be happy
      2. Stop smoking
      3. Get a flu shot
      4. Be your own dentist
      5. Free health books
 You are here...     6. Fewer physicals
 (...     7. Cut doctor bills
      8. Health Links
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