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Inexpensive Cell Phone Calling (New, 1/17/07):  How to get a good cell phone and plan at minimal expense.

Cut Your Electricity Bill (Update, 1/15/07):  Many ideas to help you save power using appliances.

"Beam" Money With PayPal.com

Payment services such as PayPal.com allow you to beam  payments over the Internet, so you can send and receive money securely, quickly and easily.  To send money to a friend, simply go to PayPal.com and request that funds be withdrawn from your credit card or bank account and sent to any Email user in the U.S.A. or even internationally.  Your friend may then directly deposit the money to a bank account, or request a personal check from PayPal.com.  If your friend is not yet a PayPal.com user, they can sign up with PayPal.com to claim their money.  Best of all, PayPal.com currently charges no fee for this service.

There are some other similar services, such as BillPoint.com.  But no payment service has attained the wide popularity of PayPal.com, which eBay.com says is about 100 times more widely used than BillPoint.  PayPal does charge the recipient a 3% fee on the transaction, while BillPoint charges a more variable fee.

     
 
 
"Beam" Money With PayPal.com
 
Time to complete:  5 minutes
Money you'll spend:  $0
What you'll get:  An instant-payment service
Notes: You must register a credit card with PayPal.  Don't worry, it's a responsible and well-financed company with reputable corporate backers.

Step-by-step instructions: 

  1. Click here: PayPal.com   A new window will open with this page.

  2. Follow the online instructions.

Further Reading:


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      1. Better banking
      2. Automatic payments
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