Save Money On Homeowners Or Renters Insurance

Here's some cost-cutting possibilities to ask your insurance company about:

• Take a class in home safety.  Most insurance companies will give you a discount for taking classes.
  
  
• Build improvements, such as fire-retardant shingles and anti-hurricane safety measures.
  
  
• Keep in mind, insurance that gives you "replacement cost" value is more expensive than insurance that gives you "actual cost" value.  But by the same token, you'll receive more compensation for damages if your insurance gives "replacement cost" value.

Here's how to get free insurance quotes and find the best homeowner or renter's insurance for your needs:

	Save Money On Homeowners Or Renters Insurance   Time to complete:   10 minutes Money you'll spend:   $0 What you'll get:   Home insurance at a discount price Step-by-step instructions:  If you already have insurance, call your insurance company and get them to lower their rates. Visit any of the following pages on InsWeb that interest you: Condo Insurance, Homeowners Insurance, Renters Insurance, Before you accept an offer from an insurance company, visit Insure.com's Insurance Company Ratings and make sure that it's rated "A+" or "AAA". Further Reading: Insure.com's Insurance Company Ratings Personal Finance Magazines, 90-day risk-free trials available Insurance How-To Guides to help you decide your insurance needs are available at Amazon.com.

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