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  New Articles:  
Get Inexpensive Long Distance (Update, 1/19/07):  Get long distance for usually less than 3¢/minute.

Inexpensive Cell Phone Calling (New, 1/17/07):  How to get a good cell phone and plan at minimal expense.

Cut Your Electricity Bill (Update, 1/15/07):  Many ideas to help you save power using appliances.


Bank Your Money The Smart Way

This page is about finding the best ways to let your money work for you, saving you time and money.  The Internet has some excellent information on finance (if you know where to look.)  Your banker is probably a very nicer person, but don't let him walk off with any more of your money than necessary!

Save Time And Money With Online Banking Or A Credit Union

If you're tired of high bank fees, odds are that you can get lower fees, lower loan rates, and earn higher interest rates by joining an online bank or a good credit union.  Most towns have one or more community credit unions that are open for membership to people who live in the community.  To search for a credit union you can join, include your community name in the search box below (e.g. "Seattle credit union", or the name of any city or large town near you.)  Then visit their sites to find out what their membership requirements are, to determine which ones you can join.

Virtually anything you can do with your local bank, you can do with an online bank.  You can ask your employer to deposit your paycheck automatically into the bank, or you can mail in checks to deposit.  You can get cash at most ATM machines.



     
 
 
Bank Your Money The Smart Way
 
Time to complete:  30 minutes to apply to a bank such as CompuBank,
30-60 minutes to learn how to use it.
Money you'll spend:  $0 (although a minimum deposit of $100 is usually required.)
What you'll get:  Up to $75 cash back, plus a convenient online banking account

Step-by-step instructions: 

  1. To find a credit union in your community, use this form (don't forget to add your community's name):

    Google


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