"More common sense than you can shake a stick at!"
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10Money Home |
This chart will show you all the ways 10Money.com can save you money. In many cases, spending ten minutes at 10Money.com will reap hundreds of dollars in savings. That's like having a part-time job that pays over a thousand dollars per hour! |
| About 10money.com | ||
| Page | Time it Takes: | What you'll get: |
| 1. How To Use 10Money.com | Here will be shown the average amount of time you will need to complete this mission, assuming you have a 28.8k connection functioning at normal speed. | Here you'll read the financial reward you'll reap, usually as a dollar amount. |
| 2. Tips To Enhance Your Browsing Experience | 5 minutes to download (using a 28.8k modem), 5 minutes to set up |
More time to surf and shop and less time wasted on repetitive typing. |
| 3. The No-Brainers List! | 1-2 minutes to read each brief article, more time to implement them | Hundreds to thousands of dollars! |
| 4. Read 16 Special Reports | 5 to 60 minutes per report | Financial and business advice |
| Banks and Money | ||
| Page | Time it Takes: | What you'll get: |
| 1. Save Time And Money With Online Banking Or A Credit Union | 30 minutes to apply to a bank such as CompuBank, 30-60 minutes to learn how to use it. |
Up to $75 cash back, plus a convenient online banking account |
| 2. How To Set Up Automatic Bill Payments | 1-2 hours to set it up | Time savings from paying all those bills |
| 3. "Beam" Money With PayPal.com | 5 minutes | An instant-payment service |
| Cut Auto Expenses | ||
| Page | Time it Takes: | What you'll get: |
| 1. How To Pick The Right Car At The Right Price | Varies | Savings when you buy or finance a car. |
| 2. Finance (Or Refinance!) Your Car At A Lower Rate | 10 minutes | Hundreds of dollars in savings on the interest you pay, in most cases. |
| 3. Your Next Car: Buy Or Lease? | 3 minutes | Advice on buying or leasing your next car. |
| 4. Learn Haggling Skills For Big-Ticket Items | 30 minutes to read these articles | An education in the art of negotiating. |
| 5. How To Maintain Your Car | 10 minutes per month | A long-lasting car |
| 6. How To Deal With Mechanics | A few minutes | A good, honest mechanic hopefully |
| 7. Getting Better Gas Mileage | A few minutes to read these tips | $100-$500 per year in gas savings. |
| 8. How To Avoid Auto Accidents | A few minutes to read these tips | A safe life. |
| 9. How To Avoid Auto Theft | A few minutes to read these tips | Avoid car theft, it's all too common. |
| Career | ||
| Page | Time it Takes: | What you'll get: |
| 1. Find The Best Career For Your Personality | 10-30 minutes | A new outlook on your career. |
| 2. Save Big On Commuting Costs | Days to weeks | Thousands of dollars in cost savings, and many hours saved too. |
| 3. Get An Expense Account And Fringe Benefits | 5-10 minutes talking with the boss, then waiting for it to come through. | Hundreds of dollars in savings, through tax-free expenses. |
| 4. Get Paid What You're Truly Worth | 5 minutes | You'll know what you should be earning. |
| 5. Get A Work-At-Home Job!? | Days to weeks | Thousands of dollars in wages and commute savings |
| Credit Cards | ||
| Page | Time it Takes: | What you'll get: |
| 1. Get Your Credit Report, Free! | 5 minutes | Ensure low interest rates, and find lost money by finding and removing errors in your credit record. |
| 2. Save $$$ By Using Credit Cards Wisely | 3 minutes per card. | 1% to 15% off your APR ($50 to $150 per year, if you carry a $5000 balance.) |
| 3. Get A Cash-Rebate Credit Card | 10 minutes | Up to 5% cash back per year. |
| 4. Get A Cash Bonus For Acquiring A Credit Card | 15 minutes | |
| 5. Get An Unsecured Credit Card, Even If You Have No Credit | 5 minutes | Financial power, convenience and flexibility that a credit card provides. |
| 6. Lower Your Debt Payments, With Debt Consolidation | 10 minutes | Debt consolidation loan info |
| 7. Get The High-Tech Blue Card From American Express | 15 minutes | The most advanced credit card available, loaded with benefits |
| Health Savers | ||
| Page | Time it Takes: | What you'll get: |
| 1. Don't Worry, Be Happy | As long as it takes | A happy and healthy life, I hope! |
| 2. Get Help To Quit Smoking | Varies | $1400 per year in savings, and better health (also, you can deduct anti-smoking expenses in excess of 7.5% Adjusted Gross Income.) |
| 3. Learn When And Where To Get A Flu Shot | 10-30 minutes per year to drive to the clinic and get a shot. | Protection from miserable health and lost time. |
| 4. Be Your Own Dentist | 5-10 minutes per day | Save hundreds or thousands of dollars in dental expenses. |
| 5. Get Free Health Booklets | 3-10 minutes to place your order | Guidance on staying healthy: quit smoking, lose weight, eat right, prevent strokes, prevent depression and more. |
| 6. Get A Physical Every 3-5 Years | None, you save about 1 hour per physical examination | Up to $828 per year in savings, by avoiding unnecessary physicals. |
| 7. How To Cut Medical Bills | Varies | Save many thousands of dollars over your lifetime by taking these tips to heart. |
| Home Savings | ||
| Page | Time it Takes: | What you'll get: |
| 1. Find The Best Place To Live | 5 minutes | A list of great places to live |
| 2. Rent, Lease Or Own... Which Is Best For You? | 5 minutes | Good advice on whether to buy, rent or lease. |
| 3. Is It Time To Refinance Your Mortgage? | Take your time! | Potentially thousands of dollars in payment savings |
| 4. Save Money With A Great Loan Rate | A few days to get approved | A low loan rate. |
| 5. Learn To Make Your Home Improvements Pay For Themselves | A few days to several months for each improvement | A nice home improvement and increased resale value |
| 6. Maintain Your Home's Value | Lots of time to maintain your home, unfortunately! | Maintained resale value and a nice-looking home |
| 7. Sell Your Home For Maximum Gain | 10 minutes surfing the site | Home valuation estimate for any residence. |
| 8. How To Forestall Burglaries | 1-2 hours to buy and install security devices | Better home security |
| Insurance | ||
| Page | Time it Takes: | What you'll get: |
| 1. What Kind Of Insurance Do You Need? | 10-30 minutes | Insurance recommendations to help you protect your future |
| 2. Save Money On Insurance | 10 minutes | Auto insurance at a discount price |
| 3. Save Money On Life Insurance | 10 minutes | Life insurance at a discount price |
| 4. Save Money On Homeowners Or Renters Insurance | 10 minutes | Home insurance at a discount price |
| 5. Save Money On Health Insurance | 10 minutes | Health insurance at a discount price |
| Investing | ||
| Page | Time it Takes: | What you'll get: |
| 1. Are You A Prepared Investor? | 5 minutes each | A basic investing education |
| 2. Buy Stocks With The Best Online Brokers | 5 minutes | Rankings of the best brokerage sites |
| 3. Read A Long-Range Economic Forecast | 5 minutes to read my forecast; many hours if you want to study futurology thoroughly enough to draw your own conclusions. | An education (a series of "educated guesses," really) on which to base your long-range decisions. |
| 3. How To Buy Stocks Directly From Companies | 30 minutes | An easy reinvestment plan |
| 4. Receive Investing Newsletters By Email | 2 minutes | Free Investing Newsletters |
| 5. Find The Best Stock Bargains With A Stock Screener | 2-10 minutes per screen | A good list of good stocks or funds to consider |
| 6. Know These Tax-Cutting Investment Tips | Varies | Big tax savings |
| Internet Services | ||
| Page | Time it Takes: | What you'll get: |
| 1. Get Free Web-Based EMail | 3 minutes to sign up, plus time to email your new address to friends. |
A permanent Email account with spam filters and many extra features, that you can access from anywhere. |
| 2. Get Free Internet Access And Save $$$ | 17 minutes to download (28.8k modem) 10 minutes to set up. |
$250 per year savings, with free Internet access |
| 3. Get Free Software | Varies,programs can take minutes to hours to download, using a dial-up modem. | Free quality software worth hundreds of dollars |
| 4. Surf Free-Stuff Sites, And Get Their Newsletters | A few minutes | "Free Stuff" newsletters with various offers. |
| 5. Claim Your Long-Lost Property | 1 to 5 minutes per name you search, depending on how common your name is. | Maybe nothing, maybe thousands of dollars. Most finds are a few hundred dollars. |
| 6. Sign Up With A Financial Company, Get Bonus Money | 15 minutes | $50 to $250 per sign-up |
| Shop Smart | ||
| Page | Time it Takes: | What you'll get: |
| 1. Use Shopping Agents To Find The Best Price | A few minutes per product search | Price comparisons for many different items |
| 2. Great Deals Every Day At Bargain Sites | Just minutes to search for coupons | Coupons and deals for items on sale online |
| 3. Save Money At Online Auctions | 5 minutes | Price quotes of auction items you want to buy, on the Web or by Email |
| 4. Compare Product Features Before You Buy | A few minutesper product researched | Good product information before you buy |
| 5. Find The Best Prices In Your Home Town | 5 minutes | Sale notices on the Web or by Email |
| 6. Save At Discount Warehouse Clubs | Varies | Low-cost shopping |
| 7. Online Consumer Self-Defense Explained | A minute to read this list | Consumer self-defense awareness |
| Starting A Business | ||
| Page | Time it Takes: | What you'll get: |
| 1. Get Smart Advice Before You Jump In | 5 minutes | Thousands of dollars of savings, by avoiding mistakes! |
| 2. Convert Your Hobby To A Business | A few days | Business profits, plus 28% of your hobby expenses (assuming you're in the 28% tax bracket.) |
| 3. Plan The Financing Of Your Business | Varies | Thousands of dollars in credit (just make sure you can pay it back.) |
| 4. Cash In On Business Discount Rates | 10 minutes | Hundreds of dollars per year in valuable discounts. |
| Internet Business | ||
| Page | Time it Takes: | What you'll get: |
| 1. How To Select Products And Associate Programs | 10-60 minutes per Associate Program researched and joined | An ongoing revenue stream (anywhere from a few pennies, to thousands of dollars per month.) |
| 2. How To Easily Build Your Own Web Site | 2 hours to create a basic site, plus a few minutes per additional page you create | Your own web site with unlimited pages and email addresses, and good traffic. |
| 3. Promote, Promote, Promote! | Varies | Increase your traffic by leaps and bounds |
| 4. How To Add Content To Your Site | Varies | A more useful, interesting web site |
| Taxes | ||
| Page | Time it Takes: | What you'll get: |
| 1. Tell Uncle Sam To Withhold Less Money | 10-30 minutes of reading and implementing | $1570 in accelerated income, on average. |
| 2. Lump Your Tax Deductions | Varies | $280 for every $1000 of deductions you can lump at the end of the year, assuming you're in the 28% tax bracket. |
| 3. Deduct Your Miscellaneous Work Expenses | 15-30 minutes per year accounting | Varies. You can save hundreds of dollars, but it's even better to start your own business (so you can avoid the 2%-of-AGI limitation.) |
| 4. Download Free TaxAct Tax Preparation Software | 30 minutes to download, using a 28.8k modem | Free tax preparation software |
| 5. Educate Thyself, And Save Taxes | Requires frequent thinking | Thousands of dollars in free education. |
| 6. How To Axe The Sales Tax | You actually save time by shopping online where there's no sales tax, rather than driving to the store. | Hundreds of dollars every year. |
| 7. How To Lower Your Property Taxes | 5-8 hours of research and paperwork | You may save thousands, if you play your cards right. |
| 8. Shift Your Income To Family Members And Save $$$ | A few hours | Save hundreds of dollars each year |
| 9. Make Tax-Deductible Contributions To Your Retirement Plan | 15-30 minutes at this 8-step planner | A retirement plan. |
| 10. Forestall Estate Taxes When You Pass Away | A few hours | Thousands of dollars in reduced probate court costs, if you have a large estate. |
| Business Tax Breaks | ||
| Page | Time it Takes: | What you'll get: |
| 1. Give Yourself Some Tax-Free Fringe Benefits | Varies | Hundreds, perhaps thousands of dollars in tax deductions |
| 2. Take A Home-Office Deduction | 10 minutes | Around $420 per year, assuming you pay $10,000 per year for your home, 15% of it is home-office space, and you're taxed at 28%. |
| 3. Deduct Your Equipment Costs | Not long | $280, if you deduct a $1000 computer in the 28% bracket. |
| 4. Cut Taxes By Hiring Your Kids | 3 hours to read the regulations, file W-4 form(s) and get started. | $1204 per child, if you pay each one $4300, and you're in the 28% bracket. |
| 5. Deduct The Cost Of Travel | The time will fly by much too fast! | $280 per year, if you go to one convention per year and spend $1000 on travel (assuming a 28% tax rate.) |
| 6. Sponsor Some Creative Social Events | Varies | Hundreds of dollars (28% of expenses, if you're in that bracket.) |
| 7. Deduct 50% Of Dining And Entertainment Costs | Not much | 14% of business luncheon/dinner expenses, if you're taxed at 28%. Spend $20 per week for 50 weeks, and you'll save $140 on your taxes. |
| Thrift Tips | ||
| Page | Time it Takes: | What you'll get: |
| 1. Getting Motivated: Use Less, Spend Less | Varies | Varies |
| 2. Cutting Excess Luxuries | Varies | Varies |
| 3. Creative Entertainment | Varies | Varies |
| 4. Buy It "On The Cheap" | Varies | Varies |
| 5. Make A Spending Plan | Varies | Varies |
| Utilities | ||
| Page | Time it Takes: | What you'll get: |
| 1. Get 3.9¢ Long Distance | 5-10 minutes to sign up | Long-distance for less than 4¢/minute |
| 2. Get 100%-Free Long Distance Calling | 5-10 minutes to sign up and make your first call | Cut your long-distance bill to nearly zero. |
| 3. Slash Your Local Phone Bill | A few minutes | Considerable savings. |
| 4. Cut Your Electricity Bill | 5 minutes to unplug devices 10-20 minutes to buy bulbs |
Around $100 to $500 per year off your electric bills. |
| 5. Reduce Your Heating Bill | 10-30 minutes to buy and install parts | Hundreds of dollars per year off your heat bills. |
| 6. Ways To Cut Your Water Bill | 10-30 minutes to buy and install parts | $100 to $200 per year in water bill savings, if you live in an area that charges for water. |
10Money.com also has a Scorekeeping Page you can print out. It will help you keep track of what you've done, and how much money you've saved.